Your credit score is very important for carrying out a financial transaction, which is why the internet is also full of tips and tricks to help you improve your score. There are the usual tips that advise you to pay your bills on time and not open too many credit card accounts. However, what if your score is still down after following all those tips? Are you still wondering how to improve your bad credit score? Here are some unusual tips to help you through it:

• Be an excellent tenant
  If you live in rented accommodation, the owners may or may not be sending a report of your monthly payments to the credit bureau. However, if you live in an apartment in a large building, you can be sure that your payments are being reported. This is good news if you pay rent regularly as it helps build your credit score. You can also ask your landlord to report your regular payments to help you build or improve your credit score.
• Return those library books
  You might have taken a book or two from the library and forgotten to return them. This might seem harmless at first, but it is not the same for your credit score. This is because the library can report you to the credit bureau for not returning a book or clearing off any dues on time. The chances of this happening are very high if the book is a popular one or if you are a repeat defaulter.
• Talk to your lenders
  We all may have missed a payment or two at some point in our lives, and that is okay. However, do not feel shy to call up your lender and request for some help in this regard. You can request the late fee to be reversed, and they might also oblige at times if it is your first incident. You can also request them to not report you to the credit bureau for a single late payment. In many situations, lenders might choose to overlook an occasional late payment, helping you improve a bad credit score.
• Avoid online quotes
  It might be tempting to check for pre-approvals and quotes online to know whether you qualify for a credit card or any other financial product. This might seem harmless but can leave you with a lot of inquiries on your credit score, which can cause the numbers to fall. So, stay away from online quotes at all costs.
• Pay more than you normally do
  You do not have to make just one payment toward your credit card in a month. You can make as many payments as you want to, whenever you want to, throughout the entire month. This will help you bring the balances down and will also help prevent all the unnecessary shopping that you would otherwise do with that money. Additionally, bringing your balances down is always helpful when thinking of how to improve your bad credit score.